April is National Financial Literacy Month, and it couldn’t have come at a better time. Consumers are feeling more pinched each week with rapidly increasing gas and food prices and sluggish economic growth. According to a recent survey by Career Builder, 77 percent of American consumers are living paycheck to paycheck.
Financial Literacy Month is the perfect opportunity for individuals and families to change their financial situation by learning about important financial matters like creating and managing a budget, paying down debt while saving for emergencies, and creating achievable financial goals.
“Here at Embarras River Basin Agency (ERBA), we care about your financial future.
ERBA is a non-for-profit Community Action Agency. ERBA provides services for the following counties: Clark, Coles, Crawford, Cumberland, Douglas, Edgar, Jasper, Lawrence, and Richland. We are committed to bringing you the financial education you need to reach your financial goals.” said Sandy Deters, Certified Housing Counselor and Financial Coach with ERBA.
To receive FREE financial literacy information and a list of services ERBA offers, please email Sandy Deters at sandyd@erbainc.org.
Also ERBA is working with Lake Land College in Mattoon to offering two classes:
Budget and Credit 101 (How to set goals, make a budget, understand your credit report and credit score, how credit affects many aspects of our lives.) $25 March 29th 6:00-9:30 pm.
Realizing the American Dream (Are you ready to buy a home? Understand financing a home, shopping for a home and a maintaining home.) $25 March 31th 6:00-9:30 pm.
If interested go to www.lakeland.cc.il.us/learn or call LLC Admissions and Records at 217-234-5434 or call Sandy Deters with ERBA at 217-276-1728.
“Changing your financial habits and your relationship with money can be hard work, but the payoff is priceless,” said Deters.